One of my duties (I believe) is not so much to bring in extra income, as that is optional as a stay at home mum, but more to reduce our household expenditure. I started to really look into this 6 years ago when I found myself a single parent out of the blue with no income other than child benefit and disability living allowance. I had to become creative and down right inventful back then.
Nowadays being savvy with my expenditure is second nature to me but even so there is always room to learn a few new tricks. I wish I had known this one before Christmas!
So what am I talking about? I'm talking about the app Zeek.
I downloaded Zeek onto my phone for a look. It's an app where you can buy reduced cost gift cards for various online and in store retailers. The savings are anything up to 20% from what I've seen. That's not to be turned down lightly. That is unless money has no meaning to you. However, I believe that no matter how much (or how little) money you might have there is no reason whatsoever to throw it away. It's plain common sense.
I'm pretty sure that there will be at least one retailer on there that you will use regularly. For instance, Amazon, Morrisons, Sainsburys, M&S, iTunes and so many more.
The other side of Zeek is that you can also sell gift cards to the site. Now I haven't tried this yet although I might do as we still have a few gift cards from our wedding over 18 months ago that we don't seem to have need for. If you've tried this feature out please let me know how it worked out for you in the comments.
Back to the buying side. I originally saw this described in another blogger's post so I used her promo code to get £5 free credit. Yes, that's £5 just for using a promo code and signing up!
Hubby then signed up using my promo code and also bagged himself £5 for signing up. I should add that for every person who uses your promo code you will also get £5 added to your account once they have made a purchase.
We are interested regularly in Morrisons gift cards as we live in walking distance to one and shop there often. So hubby purchased an £80 gift card for £73. That is £80 minus £2 (3%) and minus his £5 referral credit. A saving of £7 for food that we would have bought anyway!
It doesn't stop there. Now that hubby had made a purchase using my promo code I had an additional £5 credited to my account giving me a balance of £10. I also bought an £80 Morrisons gift card but I paid only £68 for it. That is £80 minus £2 (3%), minus my £5 sign up credit and minus £5 referral credit!! That saved me £12!
Overall we saved between us £19 towards our monthly food shop. Now I think that was worth the effort for all of 5 minutes work.
If you wanted to be super duper savvy then you could also buy your gift cards using a credit card that gives you cashback on all your purchases. However, don't forget to pay it off in full each month or the interest that you are charged will outweigh the gain.
I will be ordering Amazon gift cards ready for next Christmas and any large purchases that I might make from them. Over the course of a year I think we'll all be surprised how these little things can add up.
If you've had any experience with Zeek or any similar apps then please let me know in the comments. I'd love to hear from you.
Thanks for reading,
Cath xx
Disclaimer: This post is in no way affiliated with or reimbursed by Zeek or any other company. This is about my recent experience with the app and no more.
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